Great minds think alike....just wacked open a papaya tonight to serve a crab and bell pepper salad in. Yours sounds ripe Lil, when I do chutneys I like them a little under ripe...but give it a shot. Worst thing that can happen is it's a non-chunky chutney. When it's REALLY ripe (that mushy ripe LoveDiva mentioned) I turn it into icecream, or just serve icecream in the halves.